WONDR were guest speakers on the latest video series by Velocitize Magazine.

In the latest episode of Velocitize Talks, our very own Peter Delaney (Director of Product & Technology – WONDR) shares his thoughts on emerging trends in fintech, blockchain and e-commerce.

Velocitize Talks is an award-winning video series featuring agency innovators, digital disruptors and marketing leaders from around the world. The publication is delivered by WP Engine to provide insights into the shifting trends and innovative technologies defining digital marketing today.

Peter also joined an expert industry panel at WP Engine’s Ignite event in London to share his experience building cutting edge digital products on the world’s most trusted enterprise WordPress platform.

We have been selected as finalists in 3 categories at this year’s Digital Media Awards (DMAs).

We’re finalists for Best Website, Best in Financial Services & Best Small Agency.

The Digital Media Awards are now in their 19th year and one of the most well established award programmes in Ireland.

They recognise creativity and innovation across digital media which includes digital content creation, advertising and marketing, mobile media, social networking, app development, web design and development.

Gala Dinner Ceremony

The Digital Media Award winners will be announced at a gala dinner hosted by Alan Shortt on Friday the 11th of November in the Convention Centre at The Radisson Blu Royal Hotel, Dublin.

Personal finance is evolving (and not before time, many would say). WONDR has worked with 11Onze Banc, the first Catalan bank in over 100 years, to help them create the next evolution in banking.

In Spain as in many European markets, Revolut and N26 dominate the younger and more tech-savvy end of the market. However many users treat fintech as little more than apps to move their cash around.

This behaviour shouldn’t surprise anyone. N26, Revolut and others have built their appeal upon three factors; technology, utility and purposefully homogenised identities that are designed for digital nomads. Although these brands provide a stark counterpoint to the tradition (and somewhat distrusted) financial institutions, this ultimately leaves the public to choose between two extremes.

But where does community fit in all of this? What about cultural understanding and the duty-bound responsibilities that financial institutions are meant to provide neighbourhoods? They are supposed to be part of (and work for) their local community. They are meant to support (and inherently understand) local culture. The traditional institutions may have betrayed their communities’ trust, but as a counterpoint, fintechs have simply removed the notion of community from their equations.

A Better Balance

11Onze believe that the next generation of personal finance will use technology and innovation to embrace and empower local communities to build cultural pride and enable financial sovereignty for their society. To achieve this future they are starting from scratch, building a physical network in parallel with an innovative digital experience. Working closely with the 11Onze leadership team, we have created the customer experience for this across app and web.

What 11Onze are attempting to do is create a fintech offering with community at its very heart. In the same way that FC Barcelona is more than just a football club, 11Onze want to be more than just an app. To realise this they have opened up their funding model for regular everyday people to be early round investors.

The vision for 11Onze is an extremely egalitarian one for fintech. Local florists, butchers, carpenters, engineers and so on, can be as invested in the ethos and the fabric of the brand as Lionel Messi or Gerard Piqué.